Once you file a workers’ compensation claim, you can be certain that your employer’s insurance company will attempt to gather as much information as they can about you, much of which they can obtain without ever so much as contacting you. The fact is that insurance companies will do everything possible to prove falsities or contradictions in your claim to prevent you from receiving any workers’ compensation benefits and, as part of this endeavor, they will seek to learn anything they can about you from your friends, family, co-workers, records, and online activity.
How Insurance Companies Gather Information
The first thing they will likely do is contact your employer to obtain your personnel file and to acquire any witness statements that are available from your co-workers or supervisors. The witness statements can, of course, shed some clarity regarding your injury and how the accident occurred. Additionally, speaking to people you work with can also help them learn about your home life, social life, and any hobbies and activities you partake in.
Your personnel file, on the other hand, will provide basic information, such as your address, emergency contact information, information regarding your spouse and children, health insurance information, and your resume and job application.
The insurance company will also be able to gather a vast amount of information about you through an index search, which most companies subscribe to. This will allow them to check if you have been in any motor vehicle accidents, or any other past claims you might have filed, including previous workers’ compensation claims.
Given that many of us are active on social media, you can be sure that the insurance company will also look you up on social media, which is why it is crucial to consider remaining unplugged until your case is resolved. Below is some of what they might be able to discover through various social media platforms:
- Pictures: Pictures are easy to take out of context, so do not post any at this time and ask that your friends and family refrain from posting and tagging any photos of you. If you appear to be enjoying yourself or seem unaffected by your injuries, a simple picture can easily complicate things for you.
- People: Through your social media activity, an insurance company can easily learn more about those with whom you associate, which can help provide more information about you and your activities outside of work.
- Hobbies: Why would an insurance company care about your hobbies? Well, if your hobby involves being active, they will take a major interest in it. If you keep participating in your soccer league despite your injuries, they might obtain proof that you are not that injured since you can still engage in these activities.
- Timelines: Social media also helps others trace your steps by providing some very effective timelines. If you complained about being sick because of your injury and needed to miss work, but post pictures of yourself having a wild weekend in Las Vegas, you are obviously going to look dishonest.
Knowing how much insurance companies are going to learn about you and the effort they will put into ensuring you are telling the truth, it is crucial that you handle your affairs appropriately. The last thing you want is to jeopardize your chances of receiving workers’ compensation benefits.
Workers’ Compensation Attorneys in Bakersfield
If you were injured at work or developed a condition due to your job duties, you might be eligible for important workers’ compensation benefits. At Berry, Smith & Bartell, a Professional Law Corporation, our team of workers’ compensation attorneys is dedicated to providing the effective and reliable legal representation you need to achieve the results you rightfully deserve.
Get started on your case today and call us at (800) 848-6288 to schedule your free initial case evaluation. We will not charge you any upfront legal fees unless we are able to win your case!